Consumer financial institutions take multiple measures to promote consumption upgrades and release consumption potential
In the first quarter of 2023, with the rapid and stable transition of epidemic prevention and control, the domestic economy has entered an upward recovery stage, and consumption has rebounded significantly.
Policies encourage a reasonable increase in consumer credit to help improve the quality of consumption.
Since the fourth quarter of 2022, the central government has continuously emphasized the importance of expanding domestic demand and promoting consumption, and has continued to promote the implementation of specific measures.
Consumer finance plays an important role in the economy: it effectively drives the growth of retail production and sales. Empirical calculations show that after the introduction of consumer financial products, borrowers' consumption amount increases by 16% to 30%, and cooperative merchant sales increase by about 40%, which can effectively break the current budget constraints of borrowers, help release potential consumer demand, and enhance the impact of consumption on economic development. the pulling effect. "
In the first quarter of 2023, the number of active users of APPs in the consumer finance industry was 39.4472 million.
The current competitive landscape of the online lending industry is dominated by leading players. The entire industry is gradually stabilizing while the general trend remains unchanged. Each platform will spend more time on improving risk control and services.
Epidemic prevention and control transitioned quickly and smoothly, stimulating the vitality of the consumer market
With the continuous improvement in all aspects, the standardization, transparency and sustainable development of the online lending industry have received more attention and attention. At the same time, more investors will join the online lending industry to create a better future. .
